Out-of-Pocket Roof Replacement in Northern Colorado
Straightforward pricing. Quality craftsmanship. No pressure
At Altitude Roofing, we understand that a roof replacement is a major investment for homeowners. Whether your roof has been damaged by hail, wind, or age, or your insurance claim was denied, we provide transparent, straightforward pricing and professional roofing services you can trust. For over 20 years, we’ve served homeowners in Johnstown, Fort Collins, Loveland, Brighton, and surrounding Northern Colorado communities, delivering reliable, code-compliant roofs built to last.
Roofing projects can often feel overwhelming, with unexpected costs and confusing options. That’s why we take a different approach: we provide clear, detailed estimates,
explain every component of your roof replacement, and offer multiple pricing options so you can choose the solution that fits your budget and long-term goals. With Altitude Roofing, there are no hidden fees, no surprises, and no high-pressure sales tactics — just professional service and quality results.
Call/Text:
970-501-6463
Get a free roof inspection + same-day estimate
Out-of-Pocket Roof Replacement Made Simple
Not all homeowners have an insurance claim to rely on, and that shouldn’t prevent you from getting a roof done right. At Altitude Roofing, we specialize in out-of-pocket roof replacements, helping homeowners move forward with confidence.
Every project we complete is:
- Properly installed by trained professionals
- Code-compliant, meeting or exceeding local building standards
- Fairly priced, with transparent breakdowns of labor, materials, and additional costs
- Backed by a warranty, ensuring peace of mind
- Built to protect your home long-term, with materials and techniques designed for Colorado’s unique weather conditions
Even without insurance, we make the process seamless, guiding you from initial inspection to completed installation.
What You Receive With Every Retail Roof Replacement
At Altitude Roofing, quality is never optional. Every roof we install includes:
- Full tear-off & disposal of your old roof
- Synthetic underlayment for improved protection
- Ice & water shield where required
- Starter strip & ridge cap for maximum durability
- New flashing as needed (pipe jacks, wall flashing, drip edge)
- Ventilation check and recommendations for improved airflow
- Comprehensive clean-up including magnetic nail sweep
- Final walk-through & photos so you know exactly what was done
We ensure that even our most budget-friendly options include all essential protections, giving homeowners confidence that their investment is safe.
Roofing Packages Designed for Every Budget
We make roofing simple with three transparent pricing options:
GOOD — Reliable Protection
Ideal for homeowners seeking strong, cost-effective roofing.
- Architectural shingles
- Standard manufacturer warranty
- Professional, code-compliant installation
BETTER — Best Value
Our most popular option offers enhanced durability and performance.
- Upgraded underlayment options
- Improved ventilation plan for longer roof life
- Higher wind-rated materials for added protection
BEST — Premium / Class 4 Upgrade
Built to withstand Colorado’s harsh weather conditions and maximize long-term savings.
- Class 4 impact-resistant shingles for hail-prone areas
- Comprehensive manufacturer warranty
- May qualify for insurance premium discounts (varies by carrier)
We help homeowners choose the package that aligns with their goals, budget, and long-term home protection needs.
For pricing and availability.
Why Homeowners Choose Altitude Roofing
Homeowners in Northern Colorado trust us because we deliver results that exceed expectations while maintaining honesty, professionalism, and transparency.
- Fair Pricing & Transparency – We clearly explain every line item of your estimate
- High-Quality Workmanship – Attention to detail ensures a clean, durable roof
- No-Pressure Inspections – You’ll never feel pushed to make a decision
- Local & Reputable – 20 years of experience serving Johnstown and Northern Colorado
- Clear Communication – We provide consistent updates and timelines
Our team is owner-involved on every project, ensuring accountability, quality, and a superior customer experience from start to finish.
The Altitude Roofing Process
We’ve streamlined our roofing process to be efficient, transparent, and customer-focused:
Free Inspection & Estimate
A licensed professional inspects your roof, documents its condition, and provides a detailed estimate the same day.
Review & Options
We explain your roofing options, answer questions, and provide recommendations tailored to your budget and goals.
Scheduling & Preparation
We coordinate permits, material delivery, and site preparation to minimize disruption to your home.
Roof Installation
Our experienced crews complete the installation with precision, adhering to manufacturer specifications and local codes.
Clean-Up & Inspection
After the project, we perform a thorough clean-up and inspection, including magnetic nail sweep and debris removal.
Final Walk-Through & Documentation
We review the finished project, provide photos, and explain your warranty coverage, so you have complete peace of mind.
Financing & Payment Options
We understand that roofing projects are an investment. To make your roof replacement manageable, we offer:
- Flexible payment plans
- Financing options tailored to your needs
- Guidance on insurance claims to maximize available coverage
We ensure homeowners can choose the roofing solution they need without financial stress.
Serving Homeowners Across Northern Colorado
Altitude Roofing proudly serves Johnstown, Fort Collins, Loveland, Brighton, and surrounding communities. Our 20 years of experience, local expertise, and commitment to transparency make us the trusted choice for retail homeowners seeking reliable roofs at fair prices.
Don’t wait to protect your home. Schedule your free inspection and receive a same-day estimate today.
Serving Homeowners Across Northern Colorado
Can you replace a roof even if insurance denied it?
Yes. Many homeowners pay out-of-pocket. We will inspect your roof, explain all available options, provide a clear written quote, and help you choose the right solution so you get a properly installed, code-compliant roof that protects your home long-term.
Do you offer financing or payment plans?
Yes. We provide flexible financing and payment options for qualified homeowners. Our team will explain available plans and help you select the best approach to manage your roof replacement cost while still receiving high-quality materials, expert installation, and long-term protection.
How long does a roof replacement take?
Most residential roofs are replaced within one to two days, depending on the size, complexity, and weather. Our team provides a detailed timeline, keeps homeowners informed during every stage, and ensures the project is completed efficiently, safely, and with professional quality.
Will you provide photos and documentation?
Yes. Altitude Roofing documents every project thoroughly. We take photos before, during, and after the roof replacement, and provide written documentation including the materials used, warranty information, and project details so homeowners have a full record for peace of mind.
What is included in a full roof replacement?
Every roof replacement includes full tear-off and disposal, synthetic underlayment, ice and water shield, starter strip, ridge cap, new flashing, ventilation assessment, complete cleanup with magnetic nail sweep, and a final walk-through with photos. This ensures durability, compliance, and homeowner confidence.
How do I know which roofing package is right for me?
We offer Good, Better, and Best roofing options tailored to your budget and goals. During your free inspection, we review materials, warranties, and performance benefits to help you select the package that provides the best value and long-term protection.
Do you handle permits and code compliance?
Yes. Our team manages all required permits, inspections, and ensures the installation meets or exceeds local building codes. Homeowners can trust that their roof is fully compliant, professionally installed, and built to withstand Northern Colorado weather for years to come.
Can you replace or repair flashing and ventilation?
Absolutely. Every roof project includes inspection and replacement of flashing where needed, plus a full ventilation check. Proper ventilation prevents moisture buildup and extends roof life, while new flashing ensures water is directed away from critical areas, protecting your home’s structure.
Real Reviews. Real Results
We’ve built our reputation on honesty, quality work, and taking care of homeowners.